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Imagine being able to accept Visa®, MasterCard®, and American Express® payments for your products and services online. You'll never have to process credit card orders by hand again. Just picture the professional impression your site will make on your customers.
Adding Credit Card processing to your site can be accomplished in four easy steps. |
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Merchant
Services Terms and Definitions
CA
(Certificate Authority)
The organization that verifies Web site information and provides encrypted
certificates for use in SSL transactions on the Internet. Two of the
most popular Certificate Authorities are Thawte
and Verisign. Webcenter's
Secure Servers use Verisign.
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Certificate
A digital signature that contains information about your company and is used
to encrypt sensitive data sent between Web browsers and Web sites. A
certificate is obtained from a Certificate Authority.
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CGI (Common Gateway Interface) programming
A method to write programs that process information passed to and from a Web
site. CGI scripts reside on the server (computer) along with the Web
server software. These scripts are often written in Perl
but may be written in any language. They are generally placed in your
cgi-bin directory and run as a result of input from a Web page form.
A CGI script might process the input from a Web page form and
act on it accordingly; sending credit card numbers off to a credit card gateway
for verification, for example. Instead of custom programming, many people
opt for pre-packaged solutions, such as Webcenter
online catalog, which perform the same function.
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Gateway (LinkPoint, Cybercash,
Authorize.net)
A gateway forwards information received on the Internet to a Merchant Processor
using dedicated, leased connections not accessible from the Internet.
The gateway accepts connections from your Web site using an encryption scheme
(separate from SSL) and returns results of transactions to your Web site.
The gateway charges the Merchant Processor who in turn sells their services
to Web merchants. The LinkPoint® API is part of the solution through iTransact. The LinkPoint API is implemented through Miva Merchant,
thus preventing the need for "C" programming knowledge.
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Merchant Processor
A company whose purpose is to submit credit card information to credit card
institutions. The Merchant Processor is responsible for payment resolution
between a customer and a merchant when a credit card is used by the customer.
The Merchant Processor initiates the transfer of funds between a credit card
institution and the merchant's bank account. The merchant must establish
an account with a Merchant Processor in order to process credit cards.
The Merchant Processor reviews business information including credit information
and the stability of the business. Not all businesses are accepted by
Merchant Processors. Many Merchant Processors are unwilling to accept
credit card traffic generated from the Internet. Webcenter has established
a relationship with iTransact to allow Webcenter customers to initiate the signup procedure
online and receive a discount on setup costs. Fees may include a setup
fee, a percentage of monthly charge revenue and a minimum monthly fee.
The gateway fee is included in these fees by the Merchant Processor.
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SSL (Secure Socket Layer)
The secure communication method used between Web browsers and Web servers
to ensure privacy of data transfers.
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Web Server
A Web server reads files from your directory and delivers the information
to Web browsers for display. A secure Web server also establishes
encrypted communication between a Web browser and your Web site. Webcenter
uses the Apache
Mod_SSL Secure Server to deliver state-of-the-art security for your
data.
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500 Megabytes of Storage Space |
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Customizable Product Catalog |
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Professional Layout and Design |
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Thumbnail Creator |
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WYSIWYG Web site Editing Tools |
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Site Promotion Tool |
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Live Technical Support |
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Domain Name Registration |
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Advanced ChatLink Technology |
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E-mail Accounts |
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E-Commerce Tools |
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and much much more... |
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